Tuesday, February 12, 2013

Medicare Supplement or Medicare Advantage in Arizona

Arizona Medicare Broker on Supplement and Advantage plans


Much has been published on the internet comparing Arizona Medicare Advantage to Arizona Medicare Supplement Plans.  As an independent Medicare Broker in Arizona, it is the most common concern of Medicare Beneficiaries that I run across.

Monday, January 28, 2013

Part D Medicare penalty explained by Arizona Medicare Broker

Should I enroll now in Part D or Wait?

Quite often Medicare beneficiaries ask me why they should take out a Part D prescription drug plan when they don’t take any medications. At first glance that is a good question since the Part D plans carry a monthly premium and often times have a deductible.  In Arizona Medicare Plans, like most of the country, there is a wide range of premiums to choose from but they all have a premium

Sunday, January 27, 2013

Medicare Advantage plans in Arizona

Arizona Medicare Advantage Plans

HMO (Health Maintenance Organization) An HMO is a Medicare Advantage plan where, other than emergency, your health care is managed by a primary care physician.

Wednesday, January 23, 2013

Extra help on prescriptions is available


Part D Medicare prescription Drug Plans have helped many seniors afford medications that they may nor have been able to afford previously. However, the Part D coverage does have copays, premiums, deductibles and tiers that can still be quite costly for many beneficiaries on a fixed income

Wednesday, January 16, 2013

Medicare Advantage gains popularity with seniors

Medicare Advantage enrollment projected to grow 11 percent


Enrollment in Medicare Advantage, the private insurance segment of the popular U.S. healthcare program for the elderly, is expected to grow 11 percent next year while premiums remain steady, government health officials said on Wednesday.
The U.S. Centers for Medicare and Medicaid Services estimated that 14.5 million people will enroll in Medicare Advantage plans in 2013, based on insurance industry expectations. That is up from 13.1 million people this year.

Tuesday, January 15, 2013

Arizona Medicare Broker discusses Arizona Medicare Advantage Plans

Arizona offers many choices for Medicare Advantage plans. HMO, PPO, PFFS, POS and SNP are all discussed.


Ralph Dennis is an Independent Medicare Broker in Gilbert Arizona and is licensed in the state of Arizona. Medicare beneficiaries in Arizona have many choices when deciding on a Medicare Advantage plan and it can be a confusing choice. To enroll in an Arizona Medicare HMO you must have Medicare Part A and Medicare Part B, pay your Medicare Part B premium and live in the plans area (such as Maricopa or Pinal county in Arizona)

Monday, January 14, 2013

Options for Medicare Beneficiaries besides Original Medicare

Medicare Options in Arizona

Medicare Part A which covers inpatient treatment for Medicare Beneficiaries and Medicare Part B which provides for outpatient services are both available to seniors and some people on disability under age 65 and is referred to as original Medicare. However, original Medicare by itself can leave the senior with significant out of pocket expense.